is 4 a good mortgage rate

If the guy you are talking to can’t or won’t provide you with these three documents, then he’s hiding something, in my opinion. Note rates on a conforming first mortgage with a score of 720 or better is closer to 4.00 with no discount points and 3.75 with one discount point.

current interest rates for home equity lines of credit get a hard money loan hard money: What Is It and How Do Hard Money Loans Work? – Some investors use hard money to get into the property, do some quick fixes to raise the property value, then get a new loan (based on the property’s new, improved value) from a bank to pay off the hard money lender.Home Equity Loans & Lines of Credit | PNC – Check Current Home Equity rates*. discounts applied advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account. *Certain restrictions and conditions apply. Other fees may be applicable. For important information on rates, fees and applied discounts, click on the "Important Disclosures" link (s) below the advertised rate.

Thanks, Jay and good. 4. We reported adjusted core earnings of $0.22 per share which was down from the prior quarter primarily due to lower yields on our assets driven by declining interest.

That is the rate I was quoted from both Chase and Wells Fargo through Pre-approval for a $250,000 loan. FHA rate was 3.75% My median credit score they used was 800. I know this is a good score, which is why I was expecting a lower rate. I am considering more shopping around, but wanted some input from others on the 4.125%.

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Mortgage rates did bad yesterday. Mortgage rates did real bad yesterday. Some folks call it "capitulation", others refer to it as "liquidation". I will K.I.S.S and just say.it was REAL bad. It.

The short answer is that a fixed rate mortgage at 4% is excellent for those with very good credit as well as being able to meet the other criteria to qualify for a top tier mortgage. You may be able to get a little better rate by going to an adjustable rate whereby you share some of the risk of the market with the investor.

Like others said, 4.5% is not a bad rate all things considered, the best rates out there for FHA loans are like 3.5% or higher. My wife and I bought a cheaper home recently with income similar to yours and we got a rate just under 4%.

Based on the past 30 years we could conclude that 4% was a safe withdrawal rate, and good advice at the time – and even 5. if your investments run out (by downsizing, taking a reverse mortgage, etc.

Forecasts for 2019 put rates somewhere around 4.4% by the end of the year. That’s down from forecasts earlier in the year that called for rates in the 5s. The funny thing is, though, that rates.

May 2019 Mortgage Rates Forecast Softer activity in 2018 has set the stage for smaller gains in home prices and mortgage rates in the new year, but make no mistake: both are expected to go up.. Buying new is a good alternative.