home mortgage interest rate

Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

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Rates quoted require a loan origination fee of 1.00%, which may be waived for a 0.25% increase in interest rate. Many of these programs carry discount points, which may impact your rate. 2 A VA loan of $250,000 for 15 years at 2.875% interest and 3.351% APR will have a monthly payment of $1,711.

Bankrate’s rate table compares today’s home mortgage & refinance rates. Compare lender APR’s and find ARM or fixed rate mortgages & more.

Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

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View and compare urrent (updated today) 30 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates.

The initial interest rate on an ARM is significantly lower than a fixed-rate mortgage. ARMs can be attractive if you are planning on staying in your home for only a few years. Consider how often.

Today, current mortgage rates remain at historic lows around 4% – with over 63% of homeowners with mortgages paying interest rates between 3% and 4.9%, according to the Census Bureau. As of June 2017, interest rates for new 30-year mortgages were as low as 3.89%.

 · Mortgage Rates. Rates are for owner-occupied single family dwellings. arm mortgages contain a variable-rate feature, and interest rates may increase over the term of the loan. Above listed rates are for purchase and refinance transactions with 740+ credit scores and LTV’s less than or equal to 80% with no subordinate financing.

The housing market continues to show signs of recovery, 10 years after its devastating crash. Rachel Martin talks to David Wessel, director of the Hutchins Center at the Brookings Institution. RACHEL.

Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.