credit score to buy house

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Whether you can land a mortgage with a low interest rate or even get any home loan at all often comes down to three little digits: your credit score. Does your credit score need some help? And could.

FICO credit score & buying a house Credit scores range from about 300 to 850. According to Freddie Mac and Fannie Mae, which purchase mortgages from banks and resell them to investors, a FICO score above 620 is considered good.

Minimum Credit Score for usda loans. usda loans are one of the best loans to buy a house with no money down. In addition to this benefit, it also has flexible credit guidelines, income limits, and most properties in the U.S. are eligible.On top of that, the mortgage insurance and funding fee are the cheapest among government loans.

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