your home equity? – Two other ways homeowners can take cash out of their house are to apply for a cash-out refinance or take out a traditional home equity. your loan balance will be higher, so it doesn’t make sense.buying house without down payment How much you need to make to buy a house in these major cities – But someone trying to buy a house in Washington. generally recommend that housing costs take up no more than a third of your pay.) The study also assumed that home buyers gave a 20 percent down.If you’re looking to buy a home, one of the first steps you should take is getting preapproved. Here’s how to do it and what it means for the home you’re going to buy.mortgage interest rate quote Mortgage Rate Trends at Realtor.com® Mortgage – view timely mortgage rate trends data at realtor.com® Mortgage. Search local rates in your area and learn which factors determine your mortgage interest rate. Mortgage Rate Trends at Realtor.com.