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Can You Use a Personal Loan for Down Payment on a House? – Personal loans are unsecured debt – meaning there's no collateral for the bank to. You can use this mortgage calculator to see how your down payment can.
Loan-to-Value Ratio (LTV) | The Truth About Mortgage – The loan-to-value ratio is the mortgage loan amount divided by the current appraised value or sales price of the associated property. It’s very important in determining your mortgage rate.
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Zero Down Mortgage – Can I Buy a House with No Money Down. – If coming up with a down payment is a struggle, an alternative to buying a house with no money down is an FHA loan. The FHA does not offer a no-money down loan. However, they do allow for loans with a down payment as low as 3.5% of the home’s purchase price.
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Can You Get a Mortgage With No Credit History? – Can You Get a Mortgage With No Credit History? Your history of on-time payments can fill in for a credit history. FHA mortgages, or loans from credit unions or smaller lenders, may be options.