Mark, You might want to check with a different lender other than Bank of America your servicer. If you are eligible for harp two, you should be able to move forward with Fannie Mae or Freddie Mac whichever entity owns your loan despite the previous bankruptcy from four years ago.
The HARP program, designed to help homeowners who owed more than their homes were worth, is no longer available as of Dec. 31, 2018. Fannie Mae’s High Loan-to-Value Refinance Option and Freddie.
However, even if you don’t qualify for a HARP refinance, it is a good idea to inquire anyway. There are many new loan programs available that have the potential to save you money. It’s worth a shot, all you have to lose is 15 minutes of your time. Find out if you qualify for a harp loan today!
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The Home affordable refinance program (harp) may not be a good idea, depending on your financial circumstances, but here’s how to qualify if it does.
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HARP is expired in late 2018, and its replacements have stricter limits. But you can still get help with a new mortgage if you owe more on your home than it’s worth.
HARP Loan Program Eligibility – Mortgage News Channel – The HARP Loan is designed to help you get a new, more affordable, more stable mortgage. harp loans are refinance loans that still require a loan application and underwriting process, and some refinance fees will apply.
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People Who Would be a Good Fit for the HARP Program. Several factors could make the HARP refinance program a good fit for many individuals. As it was originally designed to help homeowners get lower mortgage rates, this program would be a good fit for anyone who wants to refina