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What Is Fha Home Loans FHA loans provide great assistance to many first time home buyers by offering mortgage loans with lower down payments. While this is a benefit for many people, recent changes in policy may have put the loans just out of reach for some would-be homeowners with questionable credit history.
However, the same program standards when it comes to single-refinancing event limits and HARP also apply to second homes. In other words, if you’ve already refinanced a second or vacation home.
If you have more than one mortgaged property eligible for HARP, you can refinance them both. If you want to "re-HARP" the same property, you can’t, unless it is a Fannie Mae loan that was.
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